Florida Mortgage | Buy Now, or Wait?

Written by Treasure Island FL Mortgage Syndicated User on October 11, 2024. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Buy Now, or Wait? | You may be tempted to wait until mortgage rates come down even more. But here’s what you need to know. If you wait, you’ll have to compete with all those other people when you go to buy your next home. You have a chance to get ahead of the other buyers right now. Let’s connect and make it happen. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Florida Mortgage | Lower Mortgage Rates Boost Your Buying Power

Written by Treasure Island FL Mortgage Syndicated User on October 8, 2024. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Lower Mortgage Rates Boost Your Buying Power | As rates drop, your monthly payment on your next home will too. Let’s connect to talk about how today’s rates boost your purchasing power. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Florida Mortgage | Early Housing Market Forecasts for 2025

Written by Treasure Island FL Mortgage Syndicated User on October 6, 2024. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Early Housing Market Forecasts for 2025 | Thinking about moving in 2025? Here’s what experts say you can expect. Mortgage rates are projected to come down. More homes are expected to sell. And prices are forecast to go up. Let’s connect to talk about what this means for your plans to move. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Buying Beats Renting in 22 Major U.S. Cities

Written by Treasure Island FL Mortgage Syndicated User on October 1, 2024. Posted in Affordability, For Buyers, Home Prices, Inventory, Mortgage Rates, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments (see chart below):As mortgage rates have eased off their recent peak, home prices have moderated, and inventory has ticked up, affordability has improved significantly. When you add all of that up, it’s getting less expensive to buy a home than to rent one in many parts of the country.This is a big deal if you’ve been renting for a while now. But if you don’t see your city on this list, don’t sweat it. Things are moving fast, and your area...

Buy Now, or Wait?

Written by Treasure Island FL Mortgage Syndicated User on October 1, 2024. Posted in Buying Tips, For Buyers, Infographics, Mortgage Rates, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Some HighlightsIf you’re wondering if you should buy now or wait, here’s what you need to know. If you wait for rates to drop more, you’ll have to deal with more competition and higher prices as additional buyers jump back in. But if you buy now, you’d get ahead of that and have the chance to start building equity.Should you buy now or wait? Connect with a real estate agent and talk through it together, so you can make your best decision.

Don’t Fall for These Real Estate Agent Myths

Written by Treasure Island FL Mortgage Syndicated User on October 1, 2024. Posted in Agent Value, Buying Tips, For Buyers, For Sellers, Mortgage Treasure Island FL, Selling Tips, Treasure Island FL Mortgage.

When it’s time to buy or sell a home, one of the most important decisions you’ll make is who you’ll work with as your agent. That choice will have an impact on your entire experience and how smoothly it goes.As you figure out who you’ll partner with, it’s important to know what to expect and what to look for. Unfortunately, there may be some myths holding you back from making the best decision possible. So, let’s take some time to address those, and make sure you have the information you need to find the right agent for you.Myth #1: All Real Estate Agents Are the SameYou might think all...

How To Avoid Today’s Top Seller Mistakes

Written by Treasure Island FL Mortgage Syndicated User on September 1, 2024. Posted in For Sellers, Infographics, Mortgage Treasure Island FL, Selling Tips, Treasure Island FL Mortgage.

Some HighlightsWant to know some of the top mistakes sellers are making today and how to make sure they don’t happen to you too?The biggest missteps are pricing a house too high, skipping repairs, not being objective, and not being willing to negotiate.And the best way to avoid falling into any of these traps is to partner with a real estate agent and lean on them for advice.

Are We Heading into a Balanced Market?

Written by Treasure Island FL Mortgage Syndicated User on September 1, 2024. Posted in For Buyers, For Sellers, Inventory, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

If you’ve been keeping an eye on the housing market over the past couple of years, you know sellers have had the upper hand. But is that going to shift now that inventory is growing? Here’s a breakdown of what you need to know.What Is a Balanced Market?A balanced market is generally defined as a market with about a five-to-seven-month supply of homes available for sale. In this type of market, neither buyers nor sellers have a clear advantage. Prices tend to stabilize, and there’s a healthier number of homes to choose from. And after many years when sellers had all the leverage, a more...

2025 Housing Market Forecasts: What To Expect

Written by Treasure Island FL Mortgage Syndicated User on September 1, 2024. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Mortgage Rates, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Looking ahead to 2025, it’s important to know what experts are projecting for the housing market. And whether you’re thinking of buying or selling a home next year, having a clear picture of what they’re calling for can help you make the best possible decision for your homeownership plans.Here’s an early look at the most recent projections on mortgage rates, home sales, and prices for 2025.Mortgage Rates Are Projected To Come Down SlightlyMortgage rates play a significant role in the housing market. The forecasts for 2025 from Fannie Mae, the Mortgage Bankers Association...

Should You Rent Out or Sell Your House?

Written by Treasure Island FL Mortgage Syndicated User on August 1, 2024. Posted in For Sellers, Mortgage Treasure Island FL, Rent vs. Buy, Selling Tips, Treasure Island FL Mortgage.

Figuring out what to do with your house when you’re ready to move can be a big decision. Should you sell it and use the money for your next adventure, or keep it as a rental to build long-term wealth?It’s a question many homeowners face, and the answer isn’t always straightforward. Whether you’re curious about the potential income from renting or worried about the responsibilities of being a landlord, there’s a lot to consider.Let’s walk through some key questions to ask to help you make the best decision for your situation.Is Your House a Good Fit for Renting?Even...

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