Non-Warrantable Condo Loans

Written by Treasure Island FL Mortgage Syndicated User on November 14, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

? Buying a condo in Florida can sometimes come with extra hurdles, especially if your desired property is a non-warrantable condo. What does "non-warrantable" mean? It refers to condos that don’t meet typical guidelines from major entities like Fannie Mae or Freddie Mac, making financing trickier with many lenders. At Fidelity Home Group, we offer specialized loans designed for these situations. Whether it’s a newer project, limited HOA control, or certain insurance or occupancy issues, our non-warrantable condo loans provide options with up to 80% loan-to-value...

Your new home deserves the right plan

Written by Treasure Island FL Mortgage Syndicated User on November 14, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

? Thinking about a new home or refinancing before 2026? Now is the time. At Fidelity Home Group, we guide Florida buyers through mortgage options that fit unique needs — whether it’s a first home, an investment property, or a condo. ? The holiday season brings a perfect moment to plan your mortgage and secure financing before the new year. Early action can help you close on your dream home or lower your payments in time for tax season. Our local expertise means we understand Florida’s market and available loan programs like FHA, VA, and USDA. We’re here to help you...

Fidelity Home Group | Staged Homes Sell 73% Faster

Written by Treasure Island FL Mortgage Syndicated User on November 12, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Staged Homes Sell 73% Faster Staged homes sell 73% faster. That’s not a coincidence. If you want to sell quickly, let’s chat about whether staging makes sense for you. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://homestaginginstitute.com/home-staging-statistics

Fidelity Home Group | 1 in 5 Sellers Are Cutting Prices Right Now

Written by Treasure Island FL Mortgage Syndicated User on November 9, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

1 in 5 Sellers Are Cutting Prices Right Now That means you’ve got room to maybe score a better deal. Want to know which negotiation strategies are working for buyers in our area? NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Fidelity Home Group | Do You Know the Minimum Down Payment for a Conventional Home Loan?

Written by Treasure Island FL Mortgage Syndicated User on November 6, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Do You Know the Minimum Down Payment for a Conventional Home Loan? Only 8 out of 100 people know the minimum down payment required for a conventional home loan. Most overestimate what’s really needed. If you want more information about what’s actually required, talk to a trusted lender. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #DownPayment Data Sources: https://www.firsthomeiq.com/2025report

Fidelity Home Group | Home Sales Are Expected To Rise Next Year

Written by Treasure Island FL Mortgage Syndicated User on November 1, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Home Sales Are Expected To Rise Next Year Home sales are expected to pick up next year. If you want to be ready to move when the market picks up, let’s build your plan now. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.fanniemae.com/media/56091/display https://img03.en25.com/Web/MortgageBankersAssociation/%7B5e377e4c-a183-4a98-8aac-2cf11b64651d%7D_Mortgage_Finance_Forecast_Aug_2025.pdf...

Thought the Market Passed You By? Think Again.

Written by Treasure Island FL Mortgage Syndicated User on November 1, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Inventory, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

If you stepped back from your home search over the past few years, you’re not alone – and you’re definitely not out of options. In fact, now might be the ideal time to take another look. With more homes to choose from, prices leveling off in many areas, and mortgage rates easing, today’s market is offering something you haven’t had in a while: options.Experts agree, buyers are in a better spot right now than they’ve been in quite a long time. Here’s what they have to say.Affordability Is Finally Improving Lisa Sturtevant, Chief Economist at Bright MLS, says affordability is finally starting...

Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Written by Treasure Island FL Mortgage Syndicated User on November 1, 2025. Posted in Buying Tips, Downsize, First-Time Buyers, For Buyers, For Sellers, Mortgage Rates, Mortgage Treasure Island FL, Move-Up, Treasure Island FL Mortgage.

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later.The Magic NumberAccording to the National Association of Realtors (NAR):“. . . a 30-year fixed rate mortgage of 6% would make the median-priced home affordable for about 5.5 million more households—including 1.6 million renters. If rates were to hit that magic number, it’s likely that about 10%—or 550,000—of those additional households would buy a home...

Why Some Homes Sell Quickly – and Others Don’t Sell at All

Written by Treasure Island FL Mortgage Syndicated User on November 1, 2025. Posted in Agent Value, For Sellers, Inventory, Mortgage Treasure Island FL, Selling Tips, Treasure Island FL Mortgage.

A few years ago, inventory hit a record low. Just about anything sold – and fast. But now, there are far more homes on the market. Listings are up almost 20% from this time last year. And in some areas, supply is even back to levels we last saw in 2017–2019. For sellers, that means one thing:Your house needs to stand out and grab attention from day one.That’s especially true when you consider why the number of homes for sale is up. Here’s how it works. Available inventory is a mix of: Active Listings: homes that have been sitting on the market, but haven’t sold yetNew Listings: homes that...

Fidelity Home Group | 79% of Homeowners Wish They Sold Sooner

Written by Treasure Island FL Mortgage Syndicated User on October 29, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

79% of Homeowners Wish They Sold Sooner 79% of homeowners wish they sold sooner. Let’s talk about why now may be the right time to act. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://mediaroom.realtor.com/2025-09-05-Want-to-Sell-Your-Home-Start-Early-Realtor-com-R-Report-Finds-Equity-Is-High,-But-Success-Requires-Planning https://www.instagram.com/p/DOblW0Aj8rr/?igsh=am0zOW9naHN0bmV6

Author: Treasure Island FL Mortgage Syndicated User