A recent report from Realtor.com says 20% of Americans don’t think homeownership is achievable. Maybe you feel the same way. With inflation driving up day-to-day expenses, saving enough to buy your first home is more of a challenge. But here’s the thing. With the right resources and help, you can still make it happen.There are options that can help make buying a home possible today — even if your savings are limited or your credit isn’t perfect. Let’s explore just two of the solutions that could help get you into your first home no matter the market.1. FHA LoansIf your down payment savings...
Investors Are Not Buying Up All the Homes
There’s a common misconception that investors are buying up all the homes on the market. But that’s just not true. Let’s connect so you have help separating fact from fiction. NMLS ID 1834853 | #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #mortgageexperts
What Homebuyers Need To Know About Credit Scores
Most prospective homebuyers don’t know the minimum credit score lenders require or that it varies by lender and loan type. If you want to explore your options to see what’s out there, connect with us. NMLS ID 1834853 | #homebuying #mortgageexperts #creditscore #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #mortgageexperts
The Truth About Down Payments
There’s a common misconception that you have to put 20% down, but most homebuyers don’t have to do that. That means your goal may be more within reach than you realize. Connect with a trusted lender to find out more. NMLS ID 1834853 | #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #mortgageexperts
Get Ready To Buy a Home in 2025
If buying a home is on your goal sheet this year, there are things you need to do now to make it happen. But above all else, connect with a trusted agent and lender so you have expert advice every step of the way. NMLS ID 1834853 | #homebuying #homebuyingtips #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #mortgageexperts
How Mortgage Rates Affect Your Monthly Payment
Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn’t try to time the market. Instead, it’s better to focus on how even a small change impacts your future mortgage payment. NMLS ID 1834853 | #mortgagerates #homebuying #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #mortgageexperts
2025 Housing Market Forecasts | NMLS ID 1834853
The latest 2025 forecasts show mortgage rates are projected to come down slightly, prices are forecast to rise, and more homes will be available for sale. Want to know more about what this could mean for your plans this year? Contact us! #housingmarketforecasts #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgage
Turning a dream into reality starts with one thing: a plan. And if buying your first home is on your list of goals, now’s the perfect time to put a plan in motion to help you save.And the best part? Reaching your savings goal doesn’t mean making huge sacrifices overnight – small, consistent steps can get you there over time. Here are a few strategies that can help speed up the process.Step 1: Build a Budget That Works for YouKnowing where your money’s going is the first step to saving more of it. Take some time to track the money you’ve got coming in and going out. This helps you spot areas...
Selling your house? Or just looking to increase the value and appeal of your home for when you do? Here’s something you should know – homebuyers are increasingly looking for homes with environmentally friendly features.What Energy Efficient Features Do Buyers Want?According to recent data from the National Association of Realtors (NAR), when buyers think about eco-friendly features, they’re looking for (see visual below):Heating and cooling costs: 82% of buyers consider heating and cooling costs to be one of the most important factors when looking for a home. And efficient heating and...
Some HighlightsMore homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side.Without an agent’s help, tackling pricing, staging and repairs, paperwork, negotiation, and more can be a real headache.Selling without a pro isn’t worth the hassle. Connect with an agent to see if you’d work well together.