Paused Your Moving Plans? Here’s Why It Might Be Time To Hit Play Again

Written by Treasure Island FL Mortgage Syndicated User on April 1, 2025. Posted in For Buyers, Inventory, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Last year, 70% of buyers abandoned their home search – and maybe you were one of them. It makes sense. Inventory was low, prices were high, and mortgage rates were up and down like a rollercoaster. All of that made it really hard to find a home you loved – and could afford.But guess what? The market is shifting.So, if you paused your moving plans in 2024, it might be time to hit play again. Here’s why.More Inventory Opens Up More OptionsEven if you could make the numbers work, the lack of available homes in recent years probably made it hard to come by something that fit your needs. But...

National Housing Trends To Watch

Written by Treasure Island FL Mortgage Syndicated User on April 1, 2025. Posted in Home Prices, Infographics, Inventory, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Some HighlightsAt a national level, the housing market has shifted over the past year.There are more homes for sale, price growth has moderated, and homes are taking a little longer to sell.Do you want to know how your area compares? Connect with a real estate agent to go over what’s happening locally and what this means for you.

Buyers Have More Negotiation Power – Here’s How To Use It

Written by Treasure Island FL Mortgage Syndicated User on April 1, 2025. Posted in Agent Value, Buying Tips, For Buyers, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

You may have heard there are more homes for sale right now. And while that’ll vary depending on the market, it means that overall, things are starting to lean in a more balanced direction. As that happens, some sellers are a bit more open to compromise. Here’s what that means for you.You may be regaining some negotiating power. That can translate into savings, perks, or even better terms on your purchase – if you know what levers to pull during negotiation.Why an Agent Is an Essential Part of the Negotiation ProcessThe complicated part is knowing what is and isn’t on the table. That’s where...

Florida Mortgage | Do You Know What Your House Is Really Worth?

Written by Treasure Island FL Mortgage Syndicated User on March 20, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Florida Mortgage | Do You Know What Your House Is Really Worth? Over the past 5 years, home prices have risen dramatically – and that means your home’s value has grown too. If you’re interested in finding out how much your home is worth in today’s market, let’s connect. ?The number may surprise you. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #homevalue #homevalues

Florida Mortgage | Is It Better To Rent or Buy a Home Today?

Written by Treasure Island FL Mortgage Syndicated User on March 18, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Florida Mortgage | Is It Better To Rent or Buy a Home Today? A study shows that 70% of prospective buyers fear the long-term consequences of renting, including rent rising and missing out on the equity homeowners gain through the years. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #rentvsbuy

Florida Mortgage | Should I Update My House Before I Sell It?

Written by Treasure Island FL Mortgage Syndicated User on March 15, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Florida Mortgage | Should I Update My House Before I Sell It? With more homes for sale and buyers being more selective, it’s smart to make strategic updates now so your house stands out. But with only a month left before spring, you need to prioritize projects that’ll have an impact. Let’s connect so you know how to prioritize what’s really worth your time, money, and effort. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #homeupdates

Florida Mortgage | Why You’ll Love Owning a Home

Written by Treasure Island FL Mortgage Syndicated User on March 12, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Florida Mortgage | Why You’ll Love Owning a Home Here are a few reasons it’s so easy to fall in love with homeownership: the sense of accomplishment, freedom of expression, and the chance to build wealth. Let us know: what’s your #1 reason for wanting to buy? NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #homeownership #buyingahome

Florida Mortgage | Why Buying a Home Now Is Your Winning Play

Written by Treasure Island FL Mortgage Syndicated User on March 10, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Florida Mortgage | Why Buying a Home Now Is Your Winning Play While you may think sitting on the sidelines until spring is a good move, buying this winter may be the better play. Moving now means less competition, more time to decide, and lower prices. Let’s connect so you can stay ahead of the game and outrun the competition. NMLS ID 1834853 #mortgagetips #floridamortgage #floridamortgagerates #floridamortgagecompany

Is It Better To Rent or Buy a Home Today?

Written by Treasure Island FL Mortgage Syndicated User on March 1, 2025. Posted in For Buyers, Infographics, Mortgage Treasure Island FL, Rent vs. Buy, Treasure Island FL Mortgage.

Some HighlightsA study shows that 70% of prospective buyers fear the long-term consequences of renting. And here’s why.?Rent usually rises over time and that can make it harder to save up to buy a home. But when you buy, you can stabilize your housing expenses and grow your net worth as home values rise. While renting may be the less expensive option in some markets, it can’t match the long-term benefits of homeownership. What’s your #1 reason for wanting to buy?

Do You Know How Much Your Home Is Worth?

Written by Treasure Island FL Mortgage Syndicated User on March 1, 2025. Posted in For Sellers, Home Prices, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home?Home prices have risen dramatically over the past five years — far more than usual. And if selling has been on your mind, this could mean a bigger-than-expected payday when you list. So, how much has your home’s value really changed? Let’s break it down.The Rapid Rise of the Past 5 YearsTypically, home prices go up by about 2-5% a year. But in 2021-2022, there were double-digit increases. And at the...

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