Florida Mortgage | Things To Avoid After You Apply for a Mortgage

Written by Treasure Island FL Mortgage Syndicated User on May 24, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Florida Mortgage | Things To Avoid After You Apply for a Mortgage Once we have reviewed your finances as part of the homebuying process, you want to be as consistent with all financial aspects as possible. Before doing anything financial in nature, contact us to get some more tips! NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Florida Mortgage | National Housing Trends To Watch

Written by Treasure Island FL Mortgage Syndicated User on May 21, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Florida Mortgage | National Housing Trends To Watch Nationally, the housing market has shifted over the last year. There are more homes for sale, price growth is moderating, and homes aren’t selling as fast. Do you want to know how our market compares? Contact us today! NMLS ID 1834853 #mortgagetips #floridamortgage #floridamortgagerates #floridamortgagecompany #HousingMarketTrends #housingmarketupdate Data Sources: https://www.nar.realtor/research-and-statistics/housing-statistics/existing-home-sales https://www.realtor.com/research/data/

Florida Mortgage | Your Roadmap to Homeownership

Written by Treasure Island FL Mortgage Syndicated User on May 18, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Florida Mortgage | Your Roadmap to Homeownership There are a lot of steps when buying a home, so here’s your roadmap to homeownership. Let’s connect to get started. NMLS ID 1834853 #mortgagetips #floridamortgage #floridamortgagerates #floridamortgagecompany #homebuying #buyahome

Florida Mortgage | What You Need To Know About Pre-Approval

Written by Treasure Island FL Mortgage Syndicated User on May 15, 2025. Posted in Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Florida Mortgage | What You Need To Know About Pre-Approval Before you even start looking at homes, you should get pre-approved for your mortgage. It’ll give you clarity on what you can borrow and help you feel more confident in your ability to get a home loan. If you’re ready to get pre-approved, connect with a trusted lender to learn more. NMLS ID 1834853 #mortgagetips #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagepreapproval #homebuying Data Sources: https://www.bankrate.com/mortgages/pre-approval/benefits...

A Tale of Two Housing Markets

Written by Treasure Island FL Mortgage Syndicated User on May 1, 2025. Posted in For Buyers, For Sellers, Inventory, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

For a long time, the housing market was all sunshine for sellers. Homes were flying off the shelves, and buyers had to compete like crazy. But lately, things are starting to shift. Some areas are still super competitive for buyers, while others are seeing more homes sit on the market, giving buyers a bit more breathing room.In other words, it’s a tale of two markets, and knowing which one you’re in makes a huge difference when you move.What Is a Buyer’s Market vs. a Seller’s Market?In a buyer’s market, there are a lot of homes for sale, and not as many people buying. With fewer buyers...

Why Today’s Foreclosure Numbers Aren’t a Warning Sign

Written by Treasure Island FL Mortgage Syndicated User on May 1, 2025. Posted in Economy, Foreclosures, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

When it feels like the cost of just about everything is rising, it’s only natural to wonder what that means for the housing market. Some people are even questioning whether more homeowners will struggle to make their mortgage payments, ultimately leading to a wave of foreclosures. And recent data showing foreclosure filings have increased is only feeding into this fear. But don’t let that scare you.If you put the latest data into context, it’s clear there’s no reason to think this is a repeat of the last housing crash.This Isn’t Like 2008While it’s true that foreclosure filings ticked up in...

Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again

Written by Treasure Island FL Mortgage Syndicated User on May 1, 2025. Posted in For Buyers, Inventory, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great.Inventory was too low, prices were too high, and mortgage rates were bouncing all over. That made it really hard to find a home you loved – and could afford. And why sell if you’re not sure where you’re going to go? But here’s the thing: the market’s shifting. And it might be time to hit play again.The Inventory Sweet SpotMore homeowners are jumping back into their search to make a move this year. Builders are finishing more...

Paused Your Moving Plans? Here’s Why It Might Be Time To Hit Play Again

Written by Treasure Island FL Mortgage Syndicated User on April 1, 2025. Posted in For Buyers, Inventory, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Last year, 70% of buyers abandoned their home search – and maybe you were one of them. It makes sense. Inventory was low, prices were high, and mortgage rates were up and down like a rollercoaster. All of that made it really hard to find a home you loved – and could afford.But guess what? The market is shifting.So, if you paused your moving plans in 2024, it might be time to hit play again. Here’s why.More Inventory Opens Up More OptionsEven if you could make the numbers work, the lack of available homes in recent years probably made it hard to come by something that fit your needs. But...

National Housing Trends To Watch

Written by Treasure Island FL Mortgage Syndicated User on April 1, 2025. Posted in Home Prices, Infographics, Inventory, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

Some HighlightsAt a national level, the housing market has shifted over the past year.There are more homes for sale, price growth has moderated, and homes are taking a little longer to sell.Do you want to know how your area compares? Connect with a real estate agent to go over what’s happening locally and what this means for you.

Buyers Have More Negotiation Power – Here’s How To Use It

Written by Treasure Island FL Mortgage Syndicated User on April 1, 2025. Posted in Agent Value, Buying Tips, For Buyers, Mortgage Treasure Island FL, Treasure Island FL Mortgage.

You may have heard there are more homes for sale right now. And while that’ll vary depending on the market, it means that overall, things are starting to lean in a more balanced direction. As that happens, some sellers are a bit more open to compromise. Here’s what that means for you.You may be regaining some negotiating power. That can translate into savings, perks, or even better terms on your purchase – if you know what levers to pull during negotiation.Why an Agent Is an Essential Part of the Negotiation ProcessThe complicated part is knowing what is and isn’t on the table. That’s where...

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